Documents

Basic Documentation Requirements:

  • Duly signed and completed loan application
  • NRIC (photocopies front and back) of all borrowers. For foreigners, passport and employment pass or work permit
  • Evidence of income such as latest computerised payslips (3 months)
  • Latest Notice of Assessment (NOA) from IRAS, 2 years NOA for self employed

For new purchases, please add:

  • Option to Purchase

For refinancing or bridge loans, please add:

  • Latest CPF Residential Property Withdrawal Statement of all owners (to access, use SingPass to log in to http://mycpf.cpf.gov.sg/, my statement, property, my private residential properties withdrawal details and print out the CPF withdrawal statement)
  • For HDB, latest CPF withdrawal statement or Public Home properties statement
  • Latest housing loan statement from existing bank or HDB showing loan outstanding (6 months but 12 months preferred)
  • Proof of confirmed sale of existing property

If property is used for investment:

  • Tenancy agreement

For loans in a company name, please add:

  • Audited financial statements (last 2 years) and latest Management Report
  • Corporate account bank statements, latest 6 months